Often a crucial component of a stocks and shares (Investment) ISA, a unit trust offers a range of benefits and solutions for medium to long term capital growth and income. 

Could it be right for you right now?

• Choice. The choice of unit trusts is large. Because of this, they give you potential access to global market sectors you might normally struggle to access.
  

• Diversification. A unit trust allows you to spread your investment across a broad range of shares and assets.
  

• Risk-reduction. Because your money is spread across different shares and assets the risk to your investment is reduced.
  

• Accessibility. A unit trust should ideally be a medium to long-term commitment.
  

• Professionally managed. Run by experienced, expert managers. With a dedicated fund manager at the helm, it should reassure you that your money is in good hands.
  

Also:

• If kept as part of an ISA, a unit trust allows you to benefit from a stock market investment without further liability to Income or Capital Gains Tax.
  

• For tax planning purposes, unit trusts can also provide investors with additional flexibility to utilise their annual Capital Gains Tax allowance. 
  

Before investing in a Unit Trust, it's important that you read our Key Investor Information Documents and Supplementary Information Document.

The value of an investment with St.James's Place will be directly linked to the performance of the funds you select and the value can, therefore, go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.